property ladder

As a qualified mortgage broker who has completed both shared equity and shared ownership deals for clients, I thought it would be helpful to explain the difference.

I want to help people who may not have the funds to get a start on the property ladder in the traditional way.

This information only applies to UK based residents.

Affordable homes are available across Scotland now. The Scottish government offers the Low-Cost Initiative for First Time Buyers scheme (LIFT), helping people get on the property ladder.

However with current uncertainty in the market and tighter lending criteria, mortgages being taken up are very low.